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By: ispf
Hey Sun,$750 for 4 months is sweet! Congratulations!I started out with about $55K last year. When the 0% offer was up, I decided to fold it into another offer for this year. If you chose to go this...
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Kujimon: For this transfer, I just gave Chase my BoA account number and they will transfer the money directly to my checking account. Many times before, I asked them to send me a blank balance transfer...
View ArticleBy: John
Sun, When you consolidate the credit limits from various cards do you often run into situations where the high balance (highest amount ever owned on the card) is greater than the lowered credit limit....
View ArticleBy: Sun
John: Yes, if I lowered the card’s limit to $500, then some charges in the past definitely exceed this new limit, but I am not so sure on how this will have a negative impact of credit score/history....
View ArticleBy: John
Hi Sun,My friend who plays the 0% CC game did mention that it affected his score and report negatively; but the effect was temporary. However in one case he was unable to reallocate the credit limit...
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